Rate Specials

3.74% variable rate special and comparison rate of 3.88%

*Rates shown are based on repayments of principal & interest for full doc owner occupier loans only and are current as at 31/05/17.  
The variable rate shown on this page is for new applications ≥$200,000 with an LVR less than or equal to 80%.
**Comparison rates are based on a loan of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply.
Important Information: Interest rates, fees and charges are subject to change.
Glenferrie Group Lending Services Pty Ltd. (Australian Credit Licence number 395011).

Rate Discounts for Principal and Interest Loans

Have you got the letter from your bank yet? Your mortgage could now be costing you thousands more per annum in interest!

Welcome to our July News Brief!

Factors For High Property Prices

A new study conducted by Galaxy Market Research on behalf of State Custodians revealed the six factors Australians blame for the high property prices in the country’s biggest capital cities.

Interest Only Loans

APRA clamps down on interest-only mortgage loans

The Australian Prudential Regulation Authority (APRA) has clamped down on interest-only loans in a bid to cool the hot property market.

LENDERS could dump owner occupier interest-only loans for good as more mortgage providers force customers to pay down their debt

Already many lenders are dumping interest-only loans altogether for those with a mortgage on their own home — this includes lender Citi who this month banned owner occupier interest-only loans and lender ME who will only allow this type of loan if the customer has a loan-to-value ratio that is not greater than 90 per cent.

The Lazy Tax on our Mortgages

“We’re only slowly waking up to the lazy tax on our mortgages."

Welcome to our October 2016 News Brief!

Need any motivation to review your mortgage?

Thank You for 2015

“Thank You

Glenferrie Group Lending achieved the distinction of being both the #1 introducer and the #1 broker nationwide for dollars settled for ING Direct in December 2015.

Peace of Mind Loan Review

“The Goal Posts Have Moved”

Welcome to our AUGUST 2015 edition of News Alert!

The lending goal posts have recently changed, particularly for investors. With bank policies moving significantly in the last two weeks it has become very confusing to keep abreast of all of them.

Plans for the Future?

Welcome to our JUNE 2015 edition of News Alert!

As you may or may not be aware the major banks have tightened their lending criteria for investment purposes. But this tightening does not apply to loans for principal residences. If you are planning on renovating or updating the car etc now could be the time to use the equity in your home at very competitive rates.

Need a Tax Deduction pre 30 June?

Welcome to our APRIL 2015 edition of News Alert!

A prepayment of next year’s investment loan interest can bring forward a tax deduction to this year rather than wait until next year. Right now we have access to some very attractive lending rates for borrowers who wish to take advantage of a voluntary pre-payment of interest on their investment loans. 

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