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For the second consecutive month the RBA has left the cash rate on hold at 2.50% as business and consumer confidence edges higher and the real estate market continues to recover.
Is it time to review your current finances?
It is amazing just how many of us use the “head in the sand” mentality to avoid discovering that our savings are not what we thought they were. Taking steps to create a budget involves more than simply preparing a list of income versus expenditure. You also need to keep a constant track of spending against income streams to ensure the budget is in fact staying on track. Your loans are a significant part of monthly expenses. There are many different banking options available and it is hard to know where to start. Most people get their advice from a bank – what sort of accounts to open and what type of loans are best suited. With most bank profits coming from their smallest account holders this is like asking the mouse where to keep the cheese! Obtaining independent advice on what would work best for you is an important part of setting up your finance platform successfully.
Please feel free to call us at any time if you wish to discuss any of these services or would simply like a review of your existing loan facilities. Adrian Rogers - Director / MFAA Credit Adviser Peter Cleary - MFAA Credit Adviser Until next time... Kind Regards, |
